Affording Care in Saginaw County
Planning for home care is a significant step for the family. In 2026, Michigan families have several pathways to make premium, non-skilled support attainable. At Keeley Home Care LLC, we provide transparency within a professional, non-medical framework.
2026 Market Estimates
- Professional Personal Care: $28 – $38 per hour (Genworth, 2025 Projected)
- Premium Home Care Professional Support: Included in Keeley Standard
- National Average (Non-Medical): $33 per hour
*Saginaw, MI rates vary based on the specific non-skilled Service Plan (Plan of Care) and hours required.
Primary Payment Options
1. Private Pay
Offers the family complete choice and control over their non-medical medication reminders and daily routine. There are no eligibility waiting periods.
2. Michigan Medicaid (MI Choice Waiver)
For seniors in Saginaw at risk of nursing home placement, the MI Choice Waiver provides state-funded support for non-skilled personal care (MDHHS, 2026).
3. Veterans VA Aid & Attendance
Veterans may qualify for monthly pensions to pay for assistance with daily living activities provided by our Home Care Professionals (U.S. Dept. of Veterans Affairs, 2025).
4. Long-Term Care Insurance
Most policies cover our premium non-skilled services. We assist the family by providing administrative documentation for policy reimbursement.
5. Worker’s Compensation (Information Only)
For families navigating a workplace injury, Worker’s Compensation may be a viable pathway to cover non-skilled attendant care. While Keeley Home Care LLC provides this information for educational purposes, families should consult their claims adjuster regarding the use of Home Care Professionals for ADL support and non-medical medication reminders during recovery.
Need Help Navigating the Costs?
With administrative RN oversight, we help your family develop a cost-effective Service Plan (Plan of Care) that prioritizes independence.
Call Keeley Home Care LLC
989-780-8422
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